The Sunday Telegraph has recently published an article focusing on the importance of making sure you have appropriate insurance.
The article makes the point that insurance in everyday life cannot be avoided. There is some insurance we are compelled to buy, such as compulsory third party cover for cars, and there is other insurance you would be mad not to have, such as cover for homes.
The Sunday Telegraph Article looks at the following instances of insurance;
“AN absolute necessity: most people simply do not have the money to rebuild their homes or replace their contents, if disaster were to strike.
As experts forecast the worst bushfire season in a century, those who live in rural areas cannot afford to do without it. Even in the city, the risks are not worth taking — and there is nothing more heartbreaking than a Christmas burglary.”
“Life cover pays out on death and is essential for those with a family or dependents, who might struggle to get by without the main income.”
The article suggests looking at life insurance to ensure that you have adequate cover for you and your family to get by in the event of a serious accident or illness.
“THIS can be surprisingly cheap and easy to obtain to cover a range of holiday issues, including hospitalisation, lost luggage or travel documents and evacuation.
If you go on holidays with dangerous activities, such as skiing or climbing, make sure these are covered by your policy.
Look out for medical expenses cover in the US, in particular, because the cost of health care there is so high.”
1300 insurance has a range of insurance policies to cover all your everyday insurance needs – made even easier by the fact you can buy online or over the phone with ease.
Source: The Sunday Telegraph, “Playing it safe on insurance is the best policy” November 29, 2009
