Insurance Articles
Finding space in your budget
Posted by admin - 07/08/10 at 11:08:36 amThe cost of living for Australians has increased, as we are still paying more for everyday items today than we were a year ago.
The costs of everyday items like electricity (up 18.2%), transport fares (up over 2%), housing (up 5.5%) means that our budgets are stretched more than ever.
The items experiencing a decrease when compared to this time last year were computers and audio (down over 19%), men’s clothing (down 6.2%) and domestic holiday travel (down 6%)
While there are some decreases on items like these, the argument is that there is no decrease on costs – like electricity – which really make up the large part of the everyday Australian budget.
It’s with this in mind that 1300 Insurance strives to offer affordable insurance policies that are friendly to your budget, and mean you don’t compromise on your level of cover despite the rising costs of living.
Often, our insurance policies are lower priced than you may expect. Make sure you check out our home, contents, car, travel, pet and life insurance policies that are available.
Insurance Articles
Pet spending boosts the Australian economy
Posted by admin - 07/08/10 at 11:08:05 amThe verdict is in – spending money on your pampered pets is good for the economy.
In a recent article by an Australian online news service, spending on pets and pet ownership put over 6 billion dollars into the Australian economy, several billion more than the year before.
The article took into account the various kinds of animals that Australians have – whether they be dogs, cats, reptiles, fish, rabbits, mice or more, there are now more pets in Australia (33 million) than there are people.
Another positive is that the petcare industry employs lots of Australians, with 47,000 people employed by the area.
Similarly, an interesting fact is that $111 million dollars a year is spent on kitty litter.
However, its on a more serious note that the cost of veterinary surgery and vet bills is revealed.
A massive $2.22 billion dollars is spent on Australian vet bills each year.
This means that whilst other costs incurred while keeping a pet can be relatively affordable, the costs from vet’s can be large.
One way to keep down the costs of vet care is to look into having pet insurance policies for your animals. From a low daily fee (as low as 38c a day), 1300 Insurance can keep you pampering your pets in affordable style!
Insurance Articles
Tricky airline passenger questions solved
Posted by admin - 07/08/10 at 11:08:16 am1300 Insurance, a leading provider of Australian online and phone travel insurance, presents some tips on how to be a courteous flyer – especially on long haul trips.
Overall, the biggest tip is to try and keep your stress under control, and be courteous, pleasant and flexible. However, for more complex details, read below.
If your seatmate won’t stop talking to you – say politely, “well, it’s been nice talking to you, but i’m going to read now”
The rules of the middle armrest – The middle armrest is shared property. However, its courteous for the aisle and window seat passengers to give the middle passenger a chance to claim them first.
If a child is kicking the back of your seat – it’s okay to talk to their parents and ask them to stop. Say something like “I know travelling is tough for kids, but would you mind please telling them not to kick my seat? Thanks”
If someone is reading over your shoulder - look directly at the person. This should mean they get the message. If you’re tempted to read over someone else’s shoulder – Don’t!
And remember - don’t travel without looking carefully at a Travel Insurance policy. 1300 Insurance has policies that won’t break the budget.
Insurance Articles
20 percent of Aussie parents underinsured
Posted by admin - 07/08/10 at 11:08:59 amA recent study by Australian Money Magazine has shown that 20% of Australian parents are underinsured.
This means that in the event of serious accident, disability or death, that their families income would halve if they were no longer able to work any more.
Its a sobering thought, but this means that 1 in 5 Australian parents wouldn’t be able to care for their family with secure financial support if an accident happened to them.
The report was based on a study of working families in Australia, and an analysis of the report reccommended that families look closely at their financial positions and work out a financial strategy for the event of a misfortune.
Life insurance is one way that your family can be financially prepared for an accident if one happened to you. In the tragic event of a death or accident, the last thing that a family needs is financial strain.
Insurance Articles
Move over Whiskers and Fido: unusual pet names
Posted by admin - 25/07/10 at 11:07:11 amIts true – Whiskers the cat and Fido the dog are becoming a bit of a rarity amongst pet owners who are choosing wild and wacky names for their beloved pets.
Brought to you by our pet insurance team, here’s a selection of some of the most unusual pet names that 1300 Insurance have come across.
For Dogs:
Dog Vader
Barnaby Bones
Virginia Woolf
Iggy Pup
Winnie the Pooch
For Cats:
Admiral Pancake
Clawed Monet
Bing Clawsby
Optimus Pants
Cleocatra
Whether you’ve chosen one of these unusual names, or if you have gone with something a little bit more common, the love we have for our pets is the same, and unfortunately, the vets bills just as large in the event of your pet needing surgery or medical attention.
Pet insurance is one way to keep these costs down. By electing a policy that covers your needs, you can sleep well knowing that the best in healthcare is available for your pet.
Insurance Articles
How to avoid home and contents underinsurance
Posted by admin - 25/07/10 at 11:07:54 amRecently, the Insurance Council of Australia released a consumer guide about avoiding underinsurance after the Australian Investments and Security Commission (ASIC) released an estimate that 70% of Australian households were underinsured.
Underinsurance refers to having your home and contents insured at a level that is too low to cover the assets if something happened to them.
Here are a few of the most common ways that Australians tend to underinsure:
- Gradually accumulating possessions – often, the number of assets we have, and the value of the assets we have, accumulate over time. Adding up the cost of all of these assets on a room by room basis may often result in an unexpected figure.
- Not taking into account upgrades – We tend to replace our appliances, like TV’s and computers, every few years with better quality and often more expensive models.
- Financial priorities – its a fact of life that everyday costs mean we need to prioritise our finances. This may mean we chose a level of insurance cover that doesn’t really reflect the value of our possessions for the sake of a budget.
1300 Insurance understand the need for home and contents insurance that is budget effective and suits the level of cover for your purposes. It’s important to have a look at your home and contents insurance regularly and keep it up to date.
Why not have a look at some of our home and contents insurance online?
Insurance Articles
Australia the top of the list for a happy, healthy life
Posted by admin - 26/06/10 at 11:06:55 pmA recent study of industrialised countries has shown that Australia is the best country in which to live a happy, healthy and productive life.
The study, where Australia topped the list, showed that Australians have access to good health care and amenities, and that we have great levels of general happiness.
The article was published in The Age Newspaper on June 23, 2010.
It’s easy to take these things for granted in our everyday lives. However, its also important to look at ensuring we have a great quality of life available for our family in the event that anything happens to us.
Life insurance can be one way of providing for your family in the event of death, accident or permanent disability.
Recently, life insurance has become more popular amongst Australians looking to introduce the peace of mind life insurance brings.
If you’d like to learn more about the services that 1300 Insurance offers in the area of life insurance, please visit our dedicated life insurance page.
Insurance Articles
World-best airlines announced
Posted by admin - 21/06/10 at 09:06:49 pmA recent survey has revealed the world’s best airline: South Korea’s Asiana Airlines.
The survey is based on customer feedback on things like airline comfort, food, quality of customer service and general experience. More than 17 Million Passengers participated in the survey over a period of 10 months.
Asiana Airlines rated the highest on these scales, followed by Singapore Airlines and Cathay Pacific.
With a local focus, Qantas won awards for their Premium Economy class, and Virgin Blue won best low cost carrier in Asia/Pacific region.
The top ten ranking of Airlines for 2010 was as follows:
1. Asiana Airlines
2. Singapore Airlines
3. Qatar Airways
4. Cathay Pacific
5. Air New Zealand
6. Etihad Airways
7. Qantas Airways
8. Emirates
9. Thai Airways
10. Malaysia Airlines
If you’re thinking of doing an overseas trip, don’t forget to pack your travel insurance!
As we know at 1300 insurance, all well researched travellers never forget to leave home without it.
Insurance Articles
What should I feed my pet?
Posted by admin - 21/06/10 at 09:06:51 pm1300 Insurance is proud to bring you some pet care tips this Winter.
Did you know that 2/3rds of Australian pets are overweight? This means that looking after your pets diet is more important now than ever.
Here’s a few things to keep in mind when buying food for your furry friends!
- Consider the age and size of your pet. Buy food thats suited to them, whether they be a puppy, kitten or an adult.
- Make sure you’re keeping to the right serving sizes – don’t be tempted to overfeed your animals! You may think you are spoiling them, but it does more harm than good!
- If your pet is on a prescribed diet for an illness, stick to it.
And finally, even though its cold outside, stick to your regular exercise patterns with your pets. You won’t just see the benefits in a happy, healthy animal, but in yourself too!
For more information on pet insurance, and keeping your pets in the best of care, visit our pet insurance page.
Insurance Articles
1300 Insurance on Facebook
Posted by admin - 16/05/10 at 05:05:51 pmInteract with 1300 Insurance!
Visit our brand spanking new Facebook page and become a fan.
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