Insurance Articles
The most common pet operations over $3000.00
Posted by admin - 20/11/09 at 05:11:25 pmIn the world of pets, unfortunately there is no safety net or medicare. If your pet gets ill, you have to take it out of your own pocket.
Pet insurance can be one way to take the stress out of major vet operations. It can provide savings if your pet needs a major operation, but also if it needs to stay in hospital for a while, and can open up previously unaffordable treatment options. As modern medicine has advanced, so has the treatment which is available for our furry friends.
Vet Dr Chris Brown investigated the most expensive Australian pet illnesses, with operations that often exceed $3000.00
1300 insurance has various levels of pet insurance available, all to suit your budget and your desired level of cover.
1300 Insurance also have discounts when you insure multiple pets. We all want the best in care when our family members get ill, and our beloved pets are one of the family.
Source: The Today Show at ninemsn
Insurance Articles
Pet Insurance TV Advertisement
Posted by admin - 17/08/09 at 11:08:04 amThis is 1300 Insurance’s new Pet Insurance TV advertisement. You can text “pet” to 1300 Insurance and be instantly connected to our Pet Insurance team.
Insurance Articles
Do I Need Pet Insurance? Is Pet Insurance For Me?
Posted by admin - 01/06/09 at 11:06:58 amIf you’re the type of person who would do anything to save your pet, including spend thousands of dollars on medical care, pet insurance might just the type of cover you need.
Ever heard of a CAT scan for your dog?
Veterinary Science has change in recent years. The range of treatments available these days is far greater and more advanced than they were only a few years ago, and at prices that could make you go barking mad.
* Treatments once reserved for humans, from radiation therapy to kidney transplants, are now available for pets. That means once-fatal conditions are now treatable at costs ranging from $1,000 to more than $5,000.
* Vets have access to increasingly sophisticated and costly diagnostic tools, such as MRIs. Such screenings not only boost the cost of exams but often detect problems that once would have gone unnoticed and untreated.
* These expensive tools and procedures have helped create health care inflation in the pet doctor world.
Pet insurance is still relatively unheard of in Australia. Less than 2% of the nations estimated 5 million pets are insured.
Pet Insurance is best used as protection against the really big expenses, rather than those you could easily afford to pay out of pocket. You have to ask yourself how deep a hole would you go in to for your pet? Can I afford that?
Most people think to themselves – If the cost of treatment got too high, I would choose to put their pet to death rather than face the bill. But many who find themselves in this situation often find their convictions wavering when they actually have to instruct the vet. It’s a very emotional time. The family is upset, the vet says treatment would save their loved one…most people break down and pay up.
Pet insurance may save you from this difficult situation.
Insurance Articles
The Top 10 Items Most Commonly Removed By The Vet
Posted by admin - 01/06/09 at 11:06:39 amFinding your self at the vet because your pet needs something surgically removed is surprisingly common. The cost of putting your pet in for a routine operation can mean upwards of $1000 in out of pocket expense. Pet Insurance may be the protection you need.
Here is a list of the top 10 items most commonly removed by vets after being swallowed by their dog.
Most common surgically removed items:
1. Socks
2. Underwear
3. Panty hose
4. Rocks
5. Balls
6. Chew toys
7. Tampons
8. Bones
9. Hair ties/ribbons
10. Sticks
Insurance Articles
Pet pampering at a all time high
Posted by admin - 08/04/09 at 12:04:40 pm2007 studies in the United States show pet owners spend $US41 billion on their pets, double of what was spent in 1996.
Pet owners are treating their beloved friends to day spas, gourmet food and designer clothing and accessories.
63% of households have a pet which has lead to the growth of pet product and pet insurance sales.
If you like to spoil you dog or cat, have you considered pet health insurance?
Insurance Articles
Insurance study shows chihuahuas are most destructive
Posted by admin - 20/03/09 at 02:03:16 pmTHEY are so small they risk being crushed under foot, yet chihuahuas are one of the most destructive dogs to keep in your house.
The tiny pets typically cause $1376 worth of damage to homes in their lifetimes, according to a survey.
Only great danes present a greater risk to property and possessions, with an average total repair bill of $1420 – but they can at least blame their size.
Another surprise entry in the top 10 of canine offenders are dachshunds. The sausage dogs typically cause $888 of damage.
The breed that causes the least damage is the Pug.
The Pug is recognised for its ability to learn obedience skills, minimising behavioural problems in the home.
The bulky St Bernard doesn’t appear to have the same problems with its size as the great dane. Its gentle and stable nature puts it in second place among those that cause least damage.
The findings show goodwill between man and his best friend can be stretched to breaking point by clumsy, bored or bad-tempered pets.
The most common form of damage is stained or soiled carpets, scratched doors, chewed door frames and ruined clothes.
Ripped sofas, chewed wires and broken ornaments are also common.
A total of 3000 dog owners were interviewed by a pet insurance company, which found nearly two-thirds had paid to repair or replace items damaged by their animals. Most of the breakages happened when the dogs were puppies.
However, 14 per cent of owners said they had put up with destruction throughout their dog’s life.
Among the horror stories to emerge from the study was a great dane that ran into closed patio doors, knocking them and their frame right out of the wall.
A rottweiler knocked over a $3000 vase and a border collie’s wagging tail hurled a glass of red wine over a $6000 cream carpet.
A labrador pup chewed through three pairs of its owner’s $150 shoes and another dog pulled all the fabric off a sofa, leaving just the wood and springs.
In July researchers at the University of Pennsylvania revealed that small dogs were among the most aggressive, with dachshunds top of the list.
Source: www.heraldsun.com.au September 5 2008
Insurance Articles
Insuring your pet
Posted by admin - 10/02/09 at 11:02:49 amStep 1 – The high costs of pets
Despite high vet fees, Australian pet owners have been slow to take up pet insurance. GPs’ fees can look like a bargain compared to vet bills. Because there is no government subsidy, 1300 Insurance warns pet care can easily reach thousands of dollars.
Even expenses for annual routine care such as vaccinations, teeth cleaning and flea, tick and worm control can come as quite a shock.
Vets say too often it is a sad choice for owners to euthanise their beloved pet when faced with the choice that it can be treated, but to do so will cost hundreds or even thousands of dollars.
Step 2 – so what are your options ?
With 1300 Insurance Pet Protect you can now insureyourself against these unexpected veterinary costs. We offer you two policy options – Comprehensive or Accident cover. Comprehensive covers up to $15,000 of claims each year and Accident up to $8,000 a year. You can claim up to 100% of the eligible vet bills for your dog or cat, up to the annual limits, less an excess. Certain expenses such as pre-existing conditions are not covered but these are set out on the 1300 Insurance website.
Step 3 – Find a specialist pet insurer
Serious coverage for accident, illness and comprehensive insurance – covering expensive ailments such as orthopedic and eye operations. It is important to examine these based on your own particular circumstances before making a choice of insurer.
Step 4 – Important questions to consider when evaluating pet insurance
• Does the policy guarantee lifetime renewal?
• Does the policy stop cover once the pet reaches a certain age or does cover decrease as the pet ages?
• Does the policy place new exclusions or restrictions on the policy at time of renewal?
• How long does it take to be reimbursed for a claim?
• Does the company pay or incentivise the veterinarian or hospital for recommending it and if so are you disclosing this to your clients?
• Does the policy offer wellness or routine care cover?
• Does the policy have an age limit for joining?
1300 Insurance Pet Protect is underwritten by The Hollard Insurance Company Pty Ltd (AFSL 241436). Please consider the PDS found at www.1300insurance.com.au to ensure this product meets your needs.