Compare Car Insurance Options

See the table below for a more detailed outline of what features and options are available with each of our Car Insurance Policies.

This is a brief summary only. Conditions apply. Full details are contained in the Combined Financial Services Guide and Policy Disclosure Statement (including Policy Wording), available from the policy documents page.

Features	Gold Comprehensive	Full Comprehensive	Third Party Fire & Theft	Third Party Property
Transport and accommodation We'll pay for your transport home, or if you're too far from home, we will pay for temporary accommodation.	$100 per day up to $850 in total	$100 per day up to $300 in total
Hire car If your car is stolen, we will pay up to $1,000 towards hiring a similar vehicle for up to 14 days.
Lifetime guarantee on repairs We guarantee our repairs for as long as you own the car
Security device discount We provide a discount on your premium if your vehicle is fitted with an approved system.
Personal effects cover We will pay for personal effects damaged in the event of a collision, forced entry or theft.	$500 limit	$250 limit (collision only)
Caravan or Trailer cover We will pay towards your caravan or trailer if it is damaged in the event of a collision.	$1,000	$500 (trailer only)
No excess to pay when third party is identified and at fault All you need to do is provide us with the name, address and registration number of the other vehicle.			N/A	N/A
No Claim Discount preserved when third party is identified and at fault You can retain your NCD if you are involved in a no fault accident or if you make a windscreen claim.			N/A	N/A
$3,000 cover for uninsured motorists extension If the other driver is uninsured and at fault, and you report the accident to police and provide us with their name, address and registration number, we will pay up to $3,000 to repair your damage.	N/A	N/A
Flexible payment options You can select to pay annually or by instalments via direct debit or credit card.
Replacement of child restraints We will pay up to $500 for replacement of child seats or baby capsules damaged in an accident or stolen with your car.
New car replacement If your new car is written-off, we will replace it with a new vehicle of the same make, model or series, plus cover the first 12 months of registration and CTP.	First 24 months / 40,000 km	First 12 months
Debris removal We will pay up to $500 to clean up after an accident.
$5,000 death benefit We will pay up to $5,000 to your family if your death results from an accident whilst driving the car.
Replacement of keys / remote If your keys or remote are stolen we will cover the replacement costs up to $1,000.
Optional Extras
Agreed value or Market value You can select to insure your car for the market value or an amount we agree to insure your vehicle for.			Market value only	N/A
Maximum No Claim Discount protection Maximum No Claim Discount protection entitles you to make one claim during your current insurance period or two claims in a three year period, without affecting your maximum NCD (Rating 1).
Hire car following accident If your car is being repaired after an accident for which you have claimed, we will arrange a hire car for up to 14 days.
Windscreen excess reduction For a small extra premium, you can reduce your windscreen excess to $40.
Restricted driver discounts Restrict the age of drivers of your vehicle for a lower premium.
Variable excess to reduce premium You can select to reduce your premium by increasing the excess in the event of a claim.
Other Products
Roadside assistance* For when the insured customer's vehicle breaks down and / or needs towing due to a flat battery or tyre, a lack of fuel or the loss / lock in of car keys.

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1300 Insurance's car and home and contents insurance is offered by 1300 Insurance Pty Ltd (ACN 124 845 727; AR No 327609) as an Authorised Representative of A&G Insurance Services Pty Ltd (ABN 61 003 617 909; AFSL 241411). A&G Insurance Services arranges the insurance on behalf of the insurer, Auto & General Insurance Company Limited (ABN 42 111 586 353; AFSL 285571). Because we don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Product Disclosure Statement and Financial Services Guide before making a decision to buy insurance. Not available in NT.