Compare Home Insurance Options

See the table below for a more detailed outline of what features and options are available with each of our Home & Contents Insurance Policies.

This is a brief summary only. Conditions apply. Full details are contained in the Combined Financial Services Guide and Policy Disclosure Statement (including Policy Wording), available from the policy documents page.

Insured Events	Home	Contents
Fire
Explosion
Theft or attempted theft
Malicious damage, vandalism, riot or civil commotion
Accidental breakage of glass, ceramic & sanitary fixtures
Storm & rainwater damage
Lightning including power surge caused by lightning strike
Earthquake
Sudden escape of liquid
Impact at the home
Additional Benefits
Removal of debris and extra costs of rebuilding We will pay up to 10% of your insured sum, on top of your total sum.
Temporary accommodation costs We will pay up to 10% of your insured sum, in addition to your total sum.
Mortgage discharge costs We will pay up to $750 towards the legal and administrative costs of discharging your mortgage if your home is destroyed.
Funeral expenses We will pay up to $5,000 for funeral expenses.
Replacement locks We will pay up to $500 to replace locks when your keys are stolen.
Contents in the open air We will pay up to $1,000 for any loss or damage from theft or attempted theft.
Contents temporarily removed from the insured address We will pay up to 20% of the sum insured for loss or damage to your contents as the result of an insured event.
Loss or theft of a credit card from the home We will pay up to $1,000 if your credit card is used fraudulently.
Uninsured guests' contents We will cover uninsured contents belonging to guests or visitors up to $500.
Unattached equipment We will cover up to $500 worth of unattached equipment, spare parts or accessories.
Legal liability We will pay up to $20 million legal liability arising from any one incident.
Flexible payment options You can select to pay annually or by instalments via direct debit or credit card.
Optional Extras
Personal effects cover We can insure you for accidental loss or damage of personal items taken anywhere in the world.
Motor burnout cover We will pay for loss or damage to your electric motors.
Accidental damage cover We will cover damage caused by accidents at the home.
Variable excess to reduce premium You can select to reduce your premium by increasing the excess in the event of a claim.

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1300 Insurance's car and home and contents insurance is offered by 1300 Insurance Pty Ltd (ACN 124 845 727; AR No 327609) as an Authorised Representative of A&G Insurance Services Pty Ltd (ABN 61 003 617 909; AFSL 241411). A&G Insurance Services arranges the insurance on behalf of the insurer, Auto & General Insurance Company Limited (ABN 42 111 586 353; AFSL 285571). Because we don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Product Disclosure Statement and Financial Services Guide before making a decision to buy insurance. Not available in NT and Northern Australia.