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Accidental Death Cover

Accidental Death Cover icon

Ezicover Accidental Death is designed for those aged 19 to 70. It pays a lump sum in the event of the accidental death. This type of cover provides an alternative for people who might not be eligible for Term Life Insurance.

Features of Accidental Death Cover

  • Guaranteed lump sum — from $50,000 up to $500,000
  • Premiums do not increase with age
  • Automatic acceptance
  • No medical required
  • Worldwide cover 24/7
  • 30 day cooling off period
  • First month's cover free

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Important Policy Information

This information is a summary only, and exclusions do apply. It's important that you read the Product Disclosure Statement and ensure that you fully understand the policy before you purchase any insurance.

Policy Exclusions

We will not pay a trauma benefit where the claim is a result of self-inflicted injury or attempted suicide.

A benefit will not be paid if the Specified Trauma occurs, is first diagnosed, becomes apparent, or the first recommendation for surgery occurs within 90 days of the start date of the cover, any increase in cover (but only in respect of the increase) or the latest reinstatement of the policy.

Prior to the commencement of your policy you will be advised of any other exclusions that result from the personal assessment of your application.

1300 Insurance Pty Ltd, a corporate authorised representative of Charter Planning ABN 35 002 976 294 AFSLN 234665 (1300 Insurance), is authorised to distribute and arrange for the issue of 1300 Insurance Ezicover products. The issuer of 1300 Insurance Ezicover products is Zurich Australia Limited ABN 92 000 010 195, AFSLN 232510 of 5 Blue Street, North Sydney, NSW 2060 (Zurich). This information is general in nature and does not take into account personal objectives, financial situation or needs. This information is a summary only and there are relevant exclusions and conditions described in the Product Disclosure Statement (PDS). You should refer to the PDS for further information before making a decision about Ezicover Insurance. If you buy an Ezicover policy, Charter will receive a referral commission from Zurich of up to seventy percent, plus GST, of your insurance premium.