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Funeral Insurance

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A funeral can be a costly expense that puts added strain on family members at the worst possible time.

People don't often stop to consider how a funeral can be paid for until the expense arrives. There is an easy and cheap funeral plan solution available.

The 1300 Insurance Ezicover Funeral Advantage will pay your family a lump sum to go towards funeral expenses or other unexpected costs. The payment will help your family with the unexpected financial burden at this very difficult time. Get an instant quote on low-cost Funeral Insurance online now!

Features of Ezicover Funeral Advantage

  • No interview or medical is required
  • Guaranteed acceptance for Australians aged between 45 and 70 years
  • A lump sum payment to cover the cost of your funeral
  • Cover available for amounts of $5,000, $10,000 or $15,000
  • Premiums do not increase as you get older and once the premium paid matches the sum insured you stop paying premiums altogether
  • Provided you pay your premiums when due, you will be covered until you die — no matter when
  • Convenient monthly premium payment
  • 30 day cooling off period

Only pay premiums up to the amount you're insured for

It might sound too good to be true, but once the amount you've paid in premiums matches the sum you're insured for, you no longer pay any more premiums.

No risk — 100% premium refund in the first 24 months

Within the first two years of the policy, the full sum insured benefit will be paid in the event of accidental death*. After the two years, the full benefit will be paid for death by any cause. Additionally, if death is not related to accident or suicide in the first two years, a full refund of any premiums will be paid.

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* Accidental Death means death as a result of sustaining bodily injury caused by accidental, violent, external and visible means where death occurs within three calendar months of the injury being sustained.

Important Policy Information

This information is a summary only, and exclusions do apply. It's important that you read the Product Disclosure Statement and ensure that you fully understand the policy before you purchase any insurance.

Policy Exclusions

During the first 24 months from the commencement of the policy or the last reinstatement of the policy, the Funeral benefit (death benefit) is payable only upon death due to an accident.

No claim is payable if the death occurs directly or indirectly as a result of a suicide (or attempted suicide) within the first 24 months from the commencement of the policy or the last reinstatement of the policy.

1300 Insurance Pty Ltd, a corporate authorised representative of Charter Planning ABN 35 002 976 294 AFSLN 234665 (1300 Insurance), is authorised to distribute and arrange for the issue of 1300 Insurance Ezicover products. The issuer of 1300 Insurance Ezicover products is Zurich Australia Limited ABN 92 000 010 195, AFSLN 232510 of 5 Blue Street, North Sydney, NSW 2060 (Zurich). This information is general in nature and does not take into account personal objectives, financial situation or needs. This information is a summary only and there are relevant exclusions and conditions described in the Product Disclosure Statement (PDS). You should refer to the PDS for further information before making a decision about Ezicover Insurance. If you buy an Ezicover policy, Charter will receive a referral commission from Zurich of up to seventy percent, plus GST, of your insurance premium.