The Product Disclosure Statement helps you to understand the product/cover together with the associated terms and conditions. Please read the PDS paying attention to the definitions and exclusions of the policy you are purchasing.

Please note: definitions and exclusions are not standard across the industry. If you haven't already, you should download the Product Disclosure Statement now.

Funeral Insurance Exclusions

• During the first 24 months from the commencement of the policy or the last reinstatement of the policy, the Funeral benefit (death benefit) is payable only upon death due to an accident.
• No claim is payable if the death occurs directly or indirectly as a result of a suicide (or attempted suicide) within the first 24 months from the commencement of the policy or the last reinstatement of the policy.

If you proceed to purchase an Ezicover insurance policy, you acknowledge that:

• You have read the PDS(s) and understand the definitions (the criteria to qualify for a claim) and exclusions (when you are not eligible to claim)
• 1300 Insurance will receive a referral commission from Zurich of 20% (plus GST) of your insurance premiums on an ongoing basis