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Select Term Life Insurance

Ezicover Select Term provides the same level of cover as Ezicover Term but generally at a lower cost over the total period of cover. That’s because Ezicover Select Term gives you the option of selecting set periods of 5, 10 or 15 years.

You can enjoy the security of knowing a lump sum benefit will be paid in the event of your death or terminal illness where your life expectancy is less than 12 months. Get an instant quote on low-cost Ezicover Select Term online now!

Features of Ezicover Select Term

  • Pays a lump sum on death or terminal illness
  • Offers cover between $50,000 and $750,000 (up to age 54)
  • Offers cover between $50,000 and $500,000 (age 55 to 59)
  • Provides a choice of cover which lasts for 5 years, 10 years or 15 years
  • Is designed for people aged between 19 and 59
  • With the exception of a management fee, your premiums will remain the same regardless of your age
  • Does not normally require an interview or medical examination
  • Has a 21-day cooling off period
  • The first month's cover is free
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Policy Exclusions

We will not pay a benefit where the Life Insured dies as a result of suicide or becomes terminally ill as a result of intentional self inflicted injury within 13 months of the start date of the cover or the latest reinstatement of the policy.

If we intend to apply any additional exclusion to your policy, we will agree the exclusion with you before your cover begins and the exclusion will be shown on your Policy schedule.

1300 Insurance Pty Ltd, a corporate authorised representative of Charter Planning ABN 35 002 976 294 AFSLN 234665 (1300 Insurance), is authorised to distribute and arrange for the issue of 1300 Insurance Ezicover products. The issuer of 1300 Insurance Ezicover products is Zurich Australia Limited ABN 92 000 010 195, AFSLN 232510 of 5 Blue Street, North Sydney, NSW 2060 (Zurich). This information is general in nature and does not take into account personal objectives, financial situation or needs. This information is a summary only and there are relevant exclusions and conditions described in the Product Disclosure Statement (PDS). You should refer to the PDS for further information before making a decision about Ezicover Insurance. If you buy an Ezicover policy, Charter will receive a referral commission from Zurich of up to 70% (plus GST) of your insurance premium.