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Term Life Insurance

While you can’t guarantee what life will bring, you can help ensure your family will be cared for if the worst should happen. With 1300 Insurance’s affordable Life Insurance policies, you can do the best for the ones you love, while also enjoying great value for money.

This affordable Life Insurance provides ongoing cover and a lump sum payment in the event of your death or terminal illness where your life expectancy is less than 12 months. So you can rest assured that if the unthinkable does happen, your family will be assisted. Get an instant quote on low-cost life insurance now!

Features of Ezicover Term

  • Provides a lump sum payment of between $50,000 and $750,000 (up to age 54)
  • Provides a lump sum payment of between $50,000 and $500,000 (age 55 to 59)
  • Helps ensure your family has the funds to help repay debts, such as loans, credit cards, mortgages or even funeral costs
  • Is designed for people aged between 19 and 59
  • Does not normally require an interview or medical examination
  • Has a 21-day cooling off period
  • The first month's cover is free
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Policy Exclusions

We will not pay a benefit where the life insured dies as a result of suicide or becomes terminally ill as a result of intentional self inflicted injury within 13 months of the start date of the cover, any increase in cover (but only in respect of the increase) or the latest reinstatement of the policy.

If we intend to apply any additional exclusion to your policy, we will agree the exclusion with you before your cover begins and the exclusion will be shown on your Policy schedule.

1300 Insurance Pty Ltd, a corporate authorised representative of Charter Planning ABN 35 002 976 294 AFSLN 234665 (1300 Insurance), is authorised to distribute and arrange for the issue of 1300 Insurance Ezicover products. The issuer of 1300 Insurance Ezicover products is Zurich Australia Limited ABN 92 000 010 195, AFSLN 232510 of 5 Blue Street, North Sydney, NSW 2060 (Zurich). This information is general in nature and does not take into account personal objectives, financial situation or needs. This information is a summary only and there are relevant exclusions and conditions described in the Product Disclosure Statement (PDS). You should refer to the PDS for further information before making a decision about Ezicover Insurance. If you buy an Ezicover policy, Charter will receive a referral commission from Zurich of up to 70% (plus GST) of your insurance premium.