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Trauma Insurance

At 1300 Insurance, we want to offer you confidence and peace of mind. If you were no longer able to work due to a serious illness, such as a heart attack or stroke, you could rest easy knowing you’d still be able to help provide for your family. And when you don’t have to worry about your finances, you can concentrate your efforts on recovery. Get an instant quote on low-cost Trauma insurance online now!

Features of Ezicover Trauma

  • Helps protect your family if you suffer a heart attack, stroke, malignant cancer or have coronary bypass surgery
  • Provides assistance with repaying large debts, like your mortgage
  • Offers cover between $50,000 and $150,000 (you select the level of cover)
  • Is designed for people aged between 19 and 55
  • Can also assist with covering professional home care
  • The first month's cover is free
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Policy Exclusions

We will not pay a trauma benefit where the claim is a result of self-inflicted injury or attempted suicide.

A benefit will not be paid if the Specified Trauma occurs, is first diagnosed, becomes apparent, or the first recommendation for surgery occurs within 90 days of the start date of the cover, any increase in cover (but only in respect of the increase) or the latest reinstatement of the policy.

Prior to the commencement of your policy you will be advised of any other exclusions that result from the personal assessment of your application.

1300 Insurance Pty Ltd, a corporate authorised representative of Charter Planning ABN 35 002 976 294 AFSLN 234665 (1300 Insurance), is authorised to distribute and arrange for the issue of 1300 Insurance Ezicover products. The issuer of 1300 Insurance Ezicover products is Zurich Australia Limited ABN 92 000 010 195, AFSLN 232510 of 5 Blue Street, North Sydney, NSW 2060 (Zurich). This information is general in nature and does not take into account personal objectives, financial situation or needs. This information is a summary only and there are relevant exclusions and conditions described in the Product Disclosure Statement (PDS). You should refer to the PDS for further information before making a decision about Ezicover Insurance. If you buy an Ezicover policy, Charter will receive a referral commission from Zurich of up to 70% (plus GST) of your insurance premium.