Compare Pet Insurance Options
See the table below for a more detailed outline of what features and options are available with each of our Pet Insurance Policies.
This is a brief summary only. Conditions apply. Full details are contained in the Combined Financial Services Guide and Policy Disclosure Statement (including Policy Wording), available from the policy documents page.
What's Covered by 1300 Insurance Pet Cover? |
Accident Cover accidental injury only |
Comprehensive Cover accidental injury plus illness |
|---|---|---|
Choice of Annual Benefit Limit |
$10,000 or $6,000 |
$15,000 or $10,000 |
Percentage of Vet bill covered |
75%* |
75%* |
Excess |
$0 |
$0 |
Co-paymentYou only pay 25% as a co-payment and we will cover the other 75% of the Vet bill, up to your choice of annual benefit limit. |
25% |
25% |
Covers Illnesses** |
 |
 |
Cancer treatment |
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Skin Conditions e.g. allergies |
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Ear / eye conditions |
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Gastrointestinal problems |
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Infectious diseases |
|
|
Tick paralysis - annual benefit |
|
$500 |
Covers Accidental Injury** |
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|
Consultations and visits |
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After-hours emergency visits |
|
|
Specialist care |
|
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Laboratory and diagnostic tests |
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Hospitalisation |
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Radiology |
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Prescription Medicines & drugs |
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Surgery |
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Cruciate ligament surgery |
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|
Hereditary and congenital conditions |
N/A |
|
Waiting periodThere is a 6 month waiting period for cruciate ligament claims unless we receive a letter from your vet certifying your pet has no cruciate ligament conditions |
No |
30 days for illness conditions |
Optional Routine Care Cover |
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|
Lifetime cover - renewal offer guaranteed |
|
|
14 day-cooling off period |
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Emergency Boarding FeesWe will pay up to $20.00 per day for the cost of boarding your pet at a licensed boarding facility if you are hospitalised up to an annual maximum of: |
$500 |
$500 |
Overseas Pet TravelWe will pay for eligible veterinary costs that your pet has incurred whilst it is on holiday with you in destinations where your pet is not required to be quarantined on return to Australia |
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Discount: up to 15%We offer an incremental 5% discount for each additional pet you insure after the first one up to a maximum discount of 15%. Example: |
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