Accident Protect
At 1300 Insurance our Pet Protect policies offer flexible and affordable cover to suit your pet and your budget.
Our Accident Protect will reimburse you up to 100%* of your veterinary treatments, less your choice of excess, in the event of an accidental injury**. This includes costly items like consultations with your vet, specialist care, hospital stays and prescription medicines. We also offer a 5% discount for each additional pet you insure with us, up to a maximum discount of 15%.
Great Standard Features
Our Accident Protect policy provides up to $8,000 of benefits each year and is packed full of features to cover you for 100% of the veterinary bills, less your choice of excess, resulting from an accidental injury, for conditions such as:- Accidental injury
- Consultations and visits
- Specialist care
- Laboratory and diagnostic tests
- Hospitalisation
- Prescription Medicines & drugs
- Surgery
Save money on your premiums
You can lower your premiums by sharing some of the risk with us. Simply choose a higher excess** and we can reduce your premiums by as much as 50%. The good new is you can do this while still receiving comprehensive cover when you need it most.
Satisfaction guaranteed - 14 day cooling off period
If you are not happy with your policy, you may cancel the policy within the first 14 days as long as you have not made a claim and any premium you have paid will be refunded in full.
Extra option - Routine Care Protect
For a superior level of protection you can add Routine Care Protect to your choice of cover. It will assist you with routine care items that are essential to your pet's health such as vaccinations and worming.
For a monthly premium of $9.50 (including GST and statutory charges) you will receive annual benefits of:
- $30 - Vaccinations or health check
- $10 - Heartworm test or blood screen
- $10 - FeLv/Fiv test or urinalysis
- $45 - Flea /tick/worm control
Plus an additional $50 annual benefit for any one of the following services: de-sexing, microchipping, heartworm preventative medication, teeth cleaning, council registration fees, alternative therapies, prescription diets, de-clawing or cremation / burial.
* Policy terms, conditions, excesses and limits apply. Please refer to the Product Disclosure Statement for full details of the cover provided.
** These are defined policy terms with specific meanings. Please see Part B of the Product Disclosure Statement for a full definition of the terms.
Conditions apply to the cover offered by 1300 Insurance. Please refer to the Product Disclosure Statement for details of the policy terms and conditions.

