Comprehensive Travel Insurance
1300 Insurance understands you've got enough on your mind before a trip. That's why we aim to lighten the load.
Our Comprehensive travel insurance offers you comprehensive cover. This policy provides covers from cancellation fees, lost or stolen luggage and stolen money to emergency medical expenses and loss of income. You can also elect to reduce your Excess by paying an additional $25 on your premium (an excess may still apply in the event of Pre-existing Medical Conditions). With this level of cover, you can worry less and enjoy your trip more.
Great Features & Options
| Benefit Type | Single | Family |
|---|---|---|
| Cancellation Fees and Lost Deposits* | unlimited | unlimited |
| Overseas Emergency Medical Assistance* | unlimited | unlimited |
| Overseas Emergency Medical and Hospital Expenses | unlimited | unlimited |
| Dental Expenses (up to $500 per person per journey) | $500 | $500 |
| Additional Expenses* | $50,000 | $100,000 |
| Hospital Cash Allowance* | $5,000 | $10,000 |
| Accidental Death* | $25,000 | $50,000 |
| Permanent Disability* | $25,000 | $50,000 |
| Loss of Income* | $10,400 | $20,800 |
| Travel Documents, Credit Cards and Travellers Cheques | $5,000 | $10,000 |
| Theft of Cash | $250 | $250 |
| Luggage and Personal Effects* | $7,500 | $15,000 |
| Luggage and Personal Effects Delay Expenses | $250 | $500 |
| Travel Delay Expenses* | $2,000 | $4,000 |
| Alternative Transport Expenses | $5,000 | $10,000 |
| Personal Liability | $5,000,000 | $5,000,000 |
| Rental Vehicle* | $3,000 | $3,000 |
* Sub-limits apply. Please refer to the "Your Policy Cover" section (pages 17 – 32) of the Combined Financial Services Guide and Policy Disclosure Statement (including Policy Wording) for further information.
If you are travelling in the course of your business, please see page 38 of the Combined Financial Services Guide and Policy Disclosure Statement (including Policy Wording) for information on how GST may affect your claims.
All Benefits and premiums are in Australian dollars.
