Home & Contents Insurance
Our Home & Contents Insurance policy makes it easy to protect your most valuable asset… and what's inside.
Our Home Insurance policies offer a great range of features, plus we enable you to add and remove some optional benefits, so you get the cover that's right for you without paying for extras you don't need.
Great Standard Features
All 1300 Insurance Home & Contents Insurance policies are packed full of features:
- New-for-old cover
- Cover during fires, storms, lightning and earthquakes
- Cover for theft, malicious damage and accidental breakage of glass
- Fast, efficient claims service
- 21-day money back guarantee*
- Cover for the cost of temporary accommodation
- Cover for contents in the open air at home
- Cover for contents temporarily away from home
- Access to online calculators to help estimate sums insured
Our Optional Extras
At 1300 Insurance, you can add some great optional extras to our standard features to give you extra protection:
- Loss or damage to personal effects taken anywhere in the world
- Burnout / fusion of electric motors
- Accidental damage at home
Take out multiple policies and save
At 1300 Insurance we want to help you save on your insurance. We are able to offer the following multi-policy discounts that allow you to save even more!
- Up to 25% for your first year, when you purchase Home &/or Contents Insurance Online**
- 10% off either your Home or Contents policy when you add it to a Car policy
- 25% off your Home & Contents policies when you add both to a Car policy
Conditions apply, and you should always read the Product Disclosure Statement before purchasing any insurance.
* If you cancel the policy within 21 days from the date of purchase and do not make a claim on the policy, we will give you a full refund.
Home and Contents Online Purchase Discount Conditions
** Our online purchase discount offer only applies to the premium paid for a new Home and/or Contents insurance policy online, on this website between 15 March 2012 and 30 June 2012. We reserve the right to shorten or extend the period the discount is offered and vary the amount of the discount. It does not apply to any renewal offer of insurance.
The discount offer applies only to the premium for an insurance product. It does not apply to the fees that we may charge you (these are described in our Financial Services Guide). You will be responsible for all applicable GST and other statutory charges.
The discount offer is not available if the sums insured for your contents cover are greater than $300,000 or 50% of your building sum insured.
